1. Our terms of use

This page sets out the terms of use (“terms”) applying to your use of our website , and constitute a legal agreement between you, as the user of the Website, and InCrowd Capital Limited, as the owner of the Website.  Please read these terms carefully before you start to use our Website.  By using our Website you indicate that you agree to these terms.  If you do not agree to these terms, please refrain from using our Website. Throughout these terms we will refer to you as “you” and we will refer to InCrowd Capital Limited as “we”, “us” or “adultXfunding”.

2. Other important legal information

For information about how we process your personal data, please read our Privacy Policy, which may be found on our Website.

3. Relationship to Other Agreements

In addition to these terms, our Privacy Policy and our Cookie Policy apply to your use of the Website.

We refer to the terms, the Privacy Policy and the Cookie Policy together as the "Website Agreements".

During the course of your use of the Website, you may choose to agree to be bound by certain other agreements: for example, if you wish to join adultXfunding as a member, you will need to agree to a Membership Agreement, and if you wish to invest in or provide debt funding to a business through adultXfunding, you will need to agree to a debt security instrument and/or investment agreement and other documents. We refer to all of these other agreements taken together as the "Substantive Agreements", because rather than just governing your technical use of the Website, they set out the substantive terms that govern your relationship with us when you make use of our platform.

The Website Agreements will continue to apply to you even after you have entered in to a Substantive Agreement. However, if it turns out that there is a conflict between the Website Agreements and a Substantive Agreement that you agree to, the Substantive Agreement will take precedence.

4. Ownership of our Website

The intellectual property rights in our Website and its contents are either owned by or licensed to us or third parties with whom we do business.  All such rights are reserved and nothing in these terms shall transfer any such rights to you.  Our status (and that of any identified contributors) as the authors of the material on our Website must always be acknowledged.

5. Permitted use of our Website

By accessing this site you agree to the following:

You must be 18 years of age or over to access content on this site.

If your residential location requires you to be twenty-one (21) to access information concerning adult content, then that law will take precedent. If we discover, or have reason to suspect, you are not at least 18 years of age (or 21, where applicable) we reserve the right to suspend or terminate your use of this site immediately and without notice. 

You are permitted to retrieve and display/listen to content from our Website and to print off one copy or to download one digital copy or extract of any page(s) from our Website for your personal reference. 

6. Restrictions on use of our Website

You must not republish or otherwise reuse any content on our Website for commercial purposes without obtaining a licence to do so from us or our licensors. 

You are not permitted to download nor reuse any images, video or audio files from our Website independently from their original context. You must not modify any copies you have made of content you have printed or downloaded from our Website in any way.

7. Uploading material to our Website

Whenever you make use of a feature on our Website which allows you to upload material or to contact other users, you must not submit any material which is, or which links to or refers to any material which:

7.1 is threatening, abusive, malicious, defamatory, obscene, indecent, shows people under the age of 18, blasphemous, profane, intended or likely to incite racial or religious hatred, or is otherwise objectionable or offensive in any way in terms of standards prevailing within the United Kingdom;

7.2 is unlawful or which encourages the commission of a criminal offence under UK law or any other applicable national law;

7.3 contains a virus, worm, trojan or other hostile computer program; or

7.4  infringes any intellectual property rights, data protection rights, or obligations of confidence owed to, any third party.

8. Linking to our Website

You may link to our Website provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it (having regard both to the context of the link and the other contents of the website on which it appears), but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. 

Our Website must not be framed on any other Website, nor may you create a link to any part of our Website other than the home page.  We reserve the right to withdraw linking permission without notice.  You agree to remove any links to our Website established by you upon request. 

9. Changes to our Website

We aim to update our Website regularly, and may change the content at any time.  If the need arises, we may suspend access to our Website, or close it indefinitely.  Any of the material on our Website may be out of date at any given time, and we are under no obligation to update such material.

10. Withdrawal of access

In the event that you breach these terms we may:-

10.1 immediately withdraw your right to use our Website on a temporary or permanent basis; and/or

10.2 immediately remove any posting or material uploaded by you to our Website on a temporary basis; and/or

10.3 issue a warning to you; and/or

10.4 in the case of a breach of term 7, disclose such information to law enforcement authorities as we reasonably feel is necessary,

providing that nothing in this term shall restrict any other remedy available to us in law nor imply any obligation for us to make our Website available to you on an ongoing basis.

11. Reliance on information posted

Commentary and other materials posted on our Website are not intended to amount to advice which you may rely on.  We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any user of our Website, or by anyone who may be informed of any of its contents.

12. No endorsement of third parties

The appearance or absence of products, services, companies, organisations or other content related to third parties on this Website (whether in the form of advertising or otherwise) does not imply their endorsement or non-endorsement by us.  Links from our Website to other sites and resources provided by third parties are provided for your information only.  We have no control over the contents of those sites or resources, and accept no responsibility or liability for them, and we disclaim liability for all forms of loss or damage arising out of the use of them.

13. Disclaimers

If you choose to agree to the Membership Agreement, you will see that in there – and in other Substantive Agreements – we make certain promises to you about what parts of the Website and its content we are responsible for and what parts we are not. This means that, if you are a party to one of those agreements and something goes wrong with your use of the Website, you may be able to hold us responsible depending on the circumstances.

However, with the exception of the specific promises we make in a Substantive Agreement to which you are a party, you need to be aware that:

  • We make no warranty or representation (express or implied) that the Website will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all systems, that it will be secure or that all information provided will be accurate.
  • We make no guarantee of any specific results from the use of the Website.
  • No part of this Website is intended to constitute advice, and the content of this Website should not be relied upon when making any decisions or taking any action of any kind.
  • The Website is provided "as is" and on an "as available" basis, and we give no warranty that it will be free of defects and / or faults.
  • We accept no liability for any disruption or non-availability of the Website resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, power failure, natural events, acts of war, or legal restrictions and censorship.
  • To the maximum extent permitted by law, we accept no liability for any direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special or exemplary damages arising from your use of the Website or any information contained in it, and you use the Website and its content at your own risk. This is not intended to exclude or restrict our liability for death or personal injury arising from your use of the Website.
  • Users should be aware that they use the Website and its content at their own risk.

14. Severability

We have made every effort to ensure that these terms adhere strictly with the relevant provisions of the Unfair Contract Terms Act 1977 and other applicable laws. However, in the event that any of these provisions are found to be unlawful, invalid or otherwise unenforceable, that provision is to be deemed severed from these terms and shall not affect the validity and enforceability of the remaining terms. This clause on "Severability" shall apply only within jurisdictions where a particular term is illegal.

15. Our liability

The material displayed on our Website is provided without any guarantees, conditions or warranties as to its accuracy. 

To the extent permitted by law, we and all other contributors to our Website (who shall each be entitled to the benefit of this term as though they were a party to these terms) expressly exclude all loss and damage of whatever kind incurred by any user in connection with our Website and any materials posted on it, including, without limiting the foregoing:

15.1 losses which were not foreseeable to us and you at the time of the relevant use of the Website;

15.2 indirect losses;

15.3 consequential losses;

15.4 business losses (including loss of profit and loss of goodwill);

15.5 computer failure resulting for any reason; and

15.6 loss of data,

providing that nothing in these terms shall affect our liability for death or personal injury arising from our negligence, fraud, or any other liability which cannot be excluded or limited under applicable law.

16. Waiver

If you breach these terms and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these terms.

17. Choice of law

These terms and any claim relating to our Website between you and us (including non-contractual claims) shall be governed by and construed in accordance with the laws of England & Wales. You are responsible for compliance with any applicable laws of the country from which you access our Website.

18. Amendments to these terms

This is Version 1.2 of the terms.

The Website Agreements represent the entire understanding between you and us in relation to use of our Website and its content. We reserve the right to make changes to these terms at any time without notice and you agree to be bound by any such changes.  You should check this Website from time to time to review the then current Version of these terms.  If any of these terms is deemed invalid, void, or unenforceable it shall not affect the validity and enforceability of the remaining terms.  If there is any conflict between two Versions of these terms to which you have agreed or been deemed to agree, the more recent Version shall take precedence.

19. Our details is a website owned and operated by, and a trade name of, InCrowd Capital Limited. 

InCrowd Capital Limited
International House
24 Holborn Viaduct
London EC1A 2BN
Company number: 10043522

If you have any queries about these terms of use or any other aspect of our Website, you can contact us by e-mailing or writing to us at our registered office.

20. Definitions

Certain terms used in this Agreement have been capitalised. If the definition has not been set out when the term is first used, it shall bear the meaning below.

  • Privacy Policy means the privacy policy of the Website, available at Privacy Policy;
  • Cookie Policy means the cookie policy of the Website, available at Cookie Policy
  • "Website" means the website that you are currently using ( and any sub-domain of this Website (unless expressly excluded by  terms and conditions specific to that sub-domain), together with any successor website to this Website.


RTA Label